Free FD Maturity Calculator India — Fixed Deposit Maturity Amount
A fixed deposit (FD) pays a set interest rate for locking money away for a chosen term — safe and predictable. The detail people miss is compounding frequency: interest that's added monthly earns slightly more than the same rate added yearly, because you start earning interest-on-interest sooner. This tool computes your exact maturity amount and interest for your chosen amount, rate, tenure and compounding.
Frequently Asked Questions
- How is FD interest calculated?
- For compound interest: Maturity = P × (1 + r÷n)^(n×t), where r is the annual rate, n is compoundings per year, and t is the number of years.
- Which compounding frequency gives the highest return?
- More frequent compounding (monthly) gives slightly higher returns than quarterly or annual, because interest earns interest sooner.