Free SIP Return Calculator Online — Monthly SIP Maturity Value

A SIP (Systematic Investment Plan) is investing a fixed amount every month into a mutual fund, rather than a lump sum. Its power is compounding: each contribution keeps earning returns for years, so modest monthly amounts can grow into a large corpus over time. This calculator projects that growth from your monthly amount, expected return and duration — an estimate to plan with, not a guarantee.

Frequently Asked Questions

How is SIP return calculated?
Each monthly contribution is compounded at the expected monthly rate (annual rate ÷ 12) to the end of the period. The sum of all compounded contributions is the maturity value.
Is the SIP return guaranteed?
No — SIP returns depend on market performance. The rate you enter is an estimate, not a guaranteed return. Past returns do not guarantee future performance.